View Our Frequently Asked Questions
What's a hard money or private money loan?
Hard money loans are faster to acquire and generally more flexible than conventional financing. They give real estate investors the funds they need to complete profitable deals, and they help money investors earn a higher returns on their money, than through traditional investment methods.
Are you a money investor who thinks anything under 8% return is a waste of time? Join us! We will partner with you to multiply your earnings exponentially.
What are the qualifications for getting a loan?
There are some criteria we take into consideration for all loan applications. The quality of your deal is the most important factor, but we also take into account your experience, resources, etc. The requirements are much less restrictive than those from standard financial institutions. Our application process walks you through all that, and it’s easy.
How much of my own money do I have to put down?
Every deal varies, but as a general rule all lenders require a little skin in the game. Start the application process and we’ll take it from there. In some cases you can even add closing and repair costs, depending on your deal.
Can I roll closing costs into my loan?
In some cases yes, but it depends on your deal. Start the application process now to tell us about your project.
Do you charge an application fee?
We do. It’s but a minor step in the application process, but an important one. It let’s us know you are serious and we should consider your project.
Who do you lend to?
What if I have bad credit... even bankruptcy or foreclosure?
If hard money lenders relied on credit too much they would be impossible money lenders. While credit does play a role, private money is lent to you based primarily on the viability of your project.
Where does SD Equity Partners do business?
SD Equity Partners lends for your projects in San Diego, CA. However as an investor, you can be anywhere in the country. If you’re an investor click here.
How do I apply?
Do you offer proof of funds?
Yes. When you complete the application process and get approved you’ll receive a proof of funds letter.
Can I borrow money for repairs?
It depends on the LTV of your deal. Start the application process and tell us about your project for an accurate answer.
Is fund control required?
Sometimes. It depends on your experience, our relationship together, and the property.
Do you lend for owner occupied properties?
No. We only lend on non owner-occupied, investment real estate.
How long does it take to get a hard money loan?
If you give us information that is complete and accurate it can take as little as 7 days to have money in your hands. Start the application process.
Investing your money with us means you could start earning higher ROIs right away. Secure your investment with us in a little as 7 days.